Emphasis on issues
My Score: 770
Type: record of compliance, behaviour, status, assets, connections.
Payment Software Credit: uses big data, which is your behaviour, to build up a score.
Chinese law: if you do not pay your debts, do not keep your word, evade your debts and avoid enforcement.
Payment Software Credit uses the pattern of someone's daily behaviour to determine whether that person is a "potential defaulter", which is contrary to legal guidelines.
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